Privacy Policy

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

Protecting your privacy is important to Security First National Bank and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Security First National Bank employees for collection, use, retention, and security of nonpublic personal information.

WHAT INFORMATION WE COLLECT

We collect “non-public personal information” about you from the following sources:

• Information we receive from you on applications and other forms;

• Information about your transactions with us, our affiliates or others; and

• Information we receive from a consumer reporting agency.

WHAT INFORMATION WE DISCLOSE

We are permitted under law to share information about our experiences or transactions with you or your account (such as your account balance and your payment history with us) with companies related to us by common control or ownership (“affiliates”).

We also are permitted under law to disclose non-public personal information about you to “nonaffiliated third parties” (i.e., third parties that are not members of our corporate family) in certain circumstances. For example, we may disclose non-public personal information about you to such third parties to assist us in servicing your loan or account with us; to government entities in response to subpoenas; and to consumer reporting agencies. We do not disclose any non-public personal information about you to any other third parties, except as permitted by law.

If you become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

OUR SECURITY PROCEDURES

We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
 

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